HSBC Finance Certificate Modules

Information about the modules and lessons for the HSBC UK Smart Money Programme.

Module 3 – Borrowing Money and Credit Scores

Borrowing money is something that most people will experience in their lives. This module explores short, medium and long-term lending alongside factors that can impact our ability to borrow.

Lesson 5 – Borrowing Money

Understanding borrowing, interest and debt is an important part of adult life. This session helps us to understand the different types of lending products and how interest rates can affect our monthly repayments.

Lesson 6 – Credit Scores

Managing a credit score is a key part of building your financial health in adult life. In this session we demystify credit reports, looking at how and why they work.

Lesson 7 – First Time Buyer

Getting your foot on the property ladder can be an exciting financial milestone after many years of saving. However, the world of mortgages and conveyancing can be confusing. This session is your guide to the home-buying journey.

Assessment form

Module 3 assessment form.

Feedback will be provided to each pupil and school.